Best Savings Account Interest Rates 2024 Usa. The average interest rate on savings accounts marched steadily upward in 2023, increasing from 0.33% apy in january to 0.46% apy as of november 20, 2023,. If you want to maximize the interest earned on your savings balance, consider looking into a 5% interest savings account.

Today’s top apy is 5.50% from poppy bank. Compare the best savings account interest rates available on the market.